Equipment Financing Calculator

Estimate monthly payments based on equipment cost, down payment, term, and credit tier.

Check - Elements Webflow Library - BRIX Templates
Thanks. You will be redirected in a second...
Oops! Something went wrong while submitting the form.
Check Icon - Fintech X Webflow Template
Instant monthly payment estimates
Check Icon - Fintech X Webflow Template
Adjust terms, down payment, and credit tier
Check Icon - Fintech X Webflow Template
No impact to your credit score

Trusted by Businesses Nationwide

24hrs

Fast Timelines

Many businesses receive funding shortly after approval

87%

Strong Approval Outcomes

Built to help businesses explore realistic financing options

96%

High Customer Satisfaction

Business owners trust EquipFlow to simplify financing decisions

50+

Extensive Lender Network

National and specialty lenders across industries

Equipment Financing Calculator

Compare financing vs. cash vs. renting — see which option wins

Equipment Price
Down Payment ($)
Down (%)
Credit Profile
Tax Bracket (%)
Term (Months)
Estimated Monthly Payment
$3,284
📊 Compare Your Options (48 months)
Pay Cash
-$97,250
After Sec. 179 deduction
Capital tied up on day one
★ Best Value
Finance It
-$90,886
After tax savings + ROI
You own it + saved $59,114
Rate by credit Sec. 179 est. 5% capital ROI
Keep Renting
-$140,400
@ $4,500/mo (Est. 3%/mo) net after deduction
You build $0 equity
Your monthly rental cost
$
Financing preserves your working capital and builds equipment equity.
*Estimated terms for illustration. Section 179 limit: $1,220,000 (2025). Rent estimate: 3% of equipment price/month. All options shown net of applicable tax deductions. Consult a tax professional.

How to Use the Calculator

Estimates are for planning purposes only and may vary based on lender and credit profile.

Check Icon - Fintech X Webflow Template
Enter the equipment purchase price
Check Icon - Fintech X Webflow Template
Add your estimated down payment
Check Icon - Fintech X Webflow Template
Select a financing term and credit tier
Check Icon - Fintech X Webflow Template
View your estimated monthly payment range
See Financing Options →

Your Equipment Financing Questions Answered

See Financing Options
01

What types of equipment can I finance?

You can finance a wide range of equipment, including construction machinery, trucks, manufacturing equipment, medical devices, agricultural equipment, and commercial kitchen gear. Financing options vary based on equipment type and business needs.

02

Does checking my options affect my credit?

No. Exploring financing options through EquipFlow does not impact your credit score. You can review available options before deciding whether to submit a full application.

03

How long does the financing process take?

Timelines vary by lender and application, but many businesses are able to move forward much faster than with traditional financing methods.

04

Do I need strong credit to qualify?

Not necessarily. Financing options are available for businesses with a range of credit profiles. Factors like time in business, revenue, and equipment type may also be considered.

05

Is there an obligation to move forward?

No. Reviewing financing options does not require you to accept an offer or move forward with an application.

06

How much equipment can I finance?

Financing amounts depend on the equipment and business profile, but many businesses finance purchases ranging from tens of thousands to several hundred thousand dollars or more.

07

Will I have to complete multiple applications?

EquipFlow is designed to simplify the process and reduce unnecessary steps, helping business owners avoid repeated paperwork whenever possible.

08

Who is EquipFlow best for?

EquipFlow works well for small and mid-sized businesses across many industries that want a clearer, more efficient way to explore equipment financing.

Get The Equipment Financing Your Business Needs

Need help?
Ava
EquipFlow Assistant