Last Updated: November 2025
1. Overview
Welcome to EquipFlow (“Company,” “we,” “us,” or “our”).
EquipFlow operates an online platform that helps business owners compare equipment-financing options, connect with lenders, and submit applications through partner portals.
By accessing or using our website, tools, applications, or services (collectively, the “Services”), you agree to these Terms of Service (“Terms”).
If you do not agree, do not use the Services.
2. Eligibility
You must be:
At least 18 years old
Legally able to enter into binding agreements
Using the platform for lawful business purposes
We may refuse service to anyone for any reason at any time.
3. Not a Lender — Independent Platform
EquipFlow is not a lender, bank, or financial institution.
We:
Provide information for educational purposes
Connect users with lenders and financing partners
Facilitate the submission of financing applications through partner portals
All lending decisions, approvals, underwriting, funding, and rates are made solely by the lender.
EquipFlow does not guarantee:
Approval, Rates, Terms, Funding amounts, Funding timelines
4. No Financial or Legal Advice
Information on EquipFlow is not financial, legal, or tax advice.
Always consult a qualified professional before making financing decisions.
5. User Responsibilities
By using EquipFlow, you agree to:
Provide accurate and truthful information
Not misuse or attempt to disrupt our services
Use the Services only for legitimate business needs
Comply with all applicable laws and regulations
You are responsible for any information submitted through the platform.
6. Partner Lenders & Third Parties
Our platform may link you to third-party lenders, financing partners, and service providers.
We do not control:
Their decisions
Their terms
Their privacy practices
Their fees, approvals, or products
Engage in fraud
Scrape or harvest data
Test or train an AI model on our content without permission
Conduct competitive analysis
Attempt to breach or access restricted systems
10. Disclaimers
EquipFlow provides the Services “AS IS” and “AS AVAILABLE.”
We do not guarantee:
Accuracy
Completeness
Continuous availability
Error-free operation
Results or outcomes
Use of the platform is at your own risk.
11. Limitation of Liability
To the fullest extent permitted by law, EquipFlow is not liable for:
Loss of profits
Loss of income
Business interruption
Denied applications
Delayed funding
Errors by lenders or third parties
Any indirect, incidental, or consequential damages
Our total liability is limited to the amount paid (if any) for using the Services—typically $0.
12. Indemnification
You agree to indemnify and hold EquipFlow harmless from any claims resulting from:
Your use of the Services
Your submitted information
Your interactions with lenders or third parties
13. Changes to Terms
We may update these Terms at any time.
Your continued use of the Services constitutes acceptance of the updated Terms.
14. Governing Law
These Terms are governed by the laws of the State of Texas.
15. Contact
EquipFlow Technologies LLC
Email: support@equipflow.co
Last Updated: November 2025
1. Overview
This Privacy Policy explains how EquipFlow (“we,” “us,” “our”) collects, uses, shares, and protects your information when you use our website, tools, or Services.
By using EquipFlow, you agree to this Privacy Policy.
2. Information We Collect
A. Information You ProvideName
Email
Phone
Business name
Business revenue
Equipment needs
Application details
Chat interactions with “Ava”
Any data manually submitted
B. Automatically Collected Information
IP address
Device information
Browser type
Pages viewed
Time on site
Referring URLs
Cookies & tracking technologies
C. Information From Lenders & Partners
We may receive status updates such as:
Application started
Application completed
Approval
Funding amount
Decline reasons (if shared)
3. How We Use Information
We use your information to:
A. Provide Services
Match you with appropriate lenders
Pre-fill forms or applications
Connect you with partner portals
Personalize your financing options
B. Improve Our Platform
Analyze traffic
Improve matching accuracy
Train internal AI models
Detect fraud
C. Communication
We may contact you about:
Your application
Lender options
Updates or support
New services
We do not sell your personal information.
4. Sharing Your Information
We may share information with:
A. Lenders
To help you complete an application.
B. Technology Partners
For hosting, analytics, CRM, and operational support.
C. Compliance or Legal Requests
If required by law.
We do not share information with marketers unrelated to financing.
5. Cookies & Tracking
EquipFlow uses:
Cookies
Analytics tools
Session tracking
Heatmaps
Clickstream data
You may disable cookies, but some features may stop working.
6. Data Security
We use:
Encryption
Access controls
Secure hosting
SOC2-level cloud providers
However, no system is completely secure.
7. Data Retention
We retain data as long as:
Necessary to provide Services
Required by law
Needed for fraud prevention or compliance
Users can request deletion.
8. Your ChoicesYou may:
Request access to your data
Request corrections
Request deletion
Opt out of communications
Submit requests to support@equipflow.co
9. Children's Privacy
EquipFlow is not for individuals under 18.
We do not knowingly collect data from minors.
10. Changes to This Policy
We may update this Privacy Policy at any time.
Updates become effective when posted on the website.
11. Contact
EquipFlow Technologies LLC
Email: support@equipflow.co
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